These days, more and more people are choosing to rent furniture from companies like Rental City rather than buying it outright. There are a lot of reasons why choosing a rent-to-own program makes more sense than purchasing furniture through other methods.
For one thing, when you set up an agreement with a rent-to-own company, you don’t have any long-term obligations. Instead, you can choose to return the furniture at any time without suffering any type of penalty.
The same can’t be said for buying furniture through a traditional financing program. Once you take out a loan for furniture, you are obligated to continue making your payments until the entire loan is paid off. If you don’t like the idea of having to make such a long-term commitment, going the rent-to-own route is a great option.
Another perk of renting furniture is that you don’t need to have great credit. In fact, most rent-to-own companies won’t even bother checking your credit score. That means that you can get the furniture and electronics that you need without having to undergo a credit check. There is no need to let bad credit keep you from creating a comfortable, welcoming home.
Even if you don’t have any money saved, you can still get the furniture that you need. Unlike traditional financing where you have to make a down payment on the item, with rent-to-own programs, you can take the item home without a major financial commitment. As long as you have enough to make your first payment, you can take the furniture home right away.
Most companies that rent furniture offer free delivery and free setup. That means that you don’t have to worry about trying to figure out how to get the furniture from the store to your home. Similarly, if you decide to return an item, the company will usually come to your home and pick it up for you. This is a quick and convenient option.
Depending on the company that you work with, you usually have a lot of flexibility when it comes to setting up your rental payments. Oftentimes, they will let you choose between a weekly, biweekly, or monthly payment plan.
You also may be able to choose the date on which your payments are due. For instance, if you normally get paid on the 15th of the month, you may want to choose a payment date that is close to that time so that you are sure you always have money on hand to make your payments. This type of flexibility makes it easy to custom tailor your rental program to your needs.
Rent-to-own furniture is a smart choice – especially if you have bad credit or if you don’t want the long-term commitment that comes along with buying furniture. When you rent your furniture and electronics, you have a lot more flexibility in terms of how you pay. You also can upgrade your furniture a lot more easily. With all of these benefits, it is easy to see why so many people are choosing rent-to-own furniture.